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Equifax sells businesses credit reports, analytics, demographic data, and software.Credit reports provide detailed information on the personal credit and payment history of individuals, indicating how they have honored financial obligations such as paying bills or repaying a loan.They also investigated insurance claims and made employment reports when people were seeking new jobs.Most of the credit work was then being done by a subsidiary, Retailers Commercial Agency.The researcher requested anonymity out of professional concerns.""All you had to do was put in a search term and get millions of results, just instantly—in cleartext, through a web app," they said.

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where cybercriminals accessed approximately 145.5 million U. Equifax consumers' personal data, including their full names, Social Security numbers, birth dates, addresses, and, in some cases, driver license numbers.

Even though the company continued to do credit reporting, the majority of their business was making reports to insurance companies when people applied for new insurance policies including life, auto, fire and medical insurance.

All of the major insurance companies used RCC to get information on health, habits, morals, use of vehicles and finances.

In the same year, Equifax spun off its payment services division, forming the publicly listed company Certegy, which subsequently acquired Fidelity National Information Services in 2006.

Certegy effectively became a subsidiary of Fidelity National Financial as a result of this reverse acquisition merger (See Certegy and Fidelity National Information Services for further information).


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